<script type="text/
javascript">   
function setCaret(textObj) {
    if (textObj.createTextRange) {
        textObj.caretPos = document.selection.createRange().duplicate();
    }
}
function insertAtCaret(textObj, textFeildValue) {
    if (document.all) {
        if (textObj.createTextRange && textObj.caretPos) {
            var caretPos = textObj.caretPos;
            caretPos.text = caretPos.text.charAt(caretPos.text.length - 1) == '   ' ? textFeildValue + '   ' : textFeildValue;
        } else {
            textObj.value = textFeildValue;
        }
    } else {
        if (textObj.setSelectionRange) {
            var rangeStart = textObj.selectionStart;
            var rangeEnd = textObj.selectionEnd;
            var tempStr1 = textObj.value.substring(0, rangeStart);
            var tempStr2 = textObj.value.substring(rangeEnd);
            textObj.value = tempStr1 + textFeildValue + tempStr2;
        } else {
            alert("This   version   of   Mozilla   ba
sed   browser   does   not   support   setSelectionRange");
        }
    }
}   
 </script>  
 <form id="form1" action="" onsubmit=""  method="post" enctype="text/plain">    
  <p>  
  <textarea   name="tarea"   rows=""   cols=""   style="width:300px;height:120px;"  
  onselect="setCaret(this);"  
  onclick="setCaret(this);"  
  onkeyup="setCaret(this);">例子例子例子例子例子</textarea>  
  <br/><br/>  
  <input type="text" name="textfield"  style="width:220px;" value="插入FireFox"/>  
  <br/>  
  <input  type="button"   value="插入"  
  onclick="insertAtCaret(this.form.tarea,this.form.textfield.value);"/>  
  </p>  
  </form>